No Interest Loan Schemes (NILS) are for people on a low income who don’t qualify for other affordable credit and who need a household item to improve their health or wellbeing. You can borrow up to $1500 to buy whitegoods, furniture, medical appliances or other essential items. Generally you must be able to repay the loan over 12–18 months.
NILS are provided by a number of charitable organisations. To find your nearest NILS provider, visit Good Shepherd or call 13 64 57.
Sometimes people can be too embarrassed to ask those closest to them for assistance. We got some help close to home, that doesn’t have interest added to the repayments.
Sandi
Podcast: Coping with a Cancer Diagnosis
Listen to more of our podcast for people affected by cancer
More resources
Rania Tannous, Head of Legal, Corporate, Legal and Governance, AMP; Patricia Troll, Senior Legal Counsel, AMP Financial Services Legal, Legal and Governance, AMP; Lynette Brailey, Program Coordinator, Financial Assistance Service, Cancer Council NSW; Stephen Bray, Financial Planner, FM Financial, TAS; Angela Daly, Senior Social Worker, Cancer Services, The Adem Crosby Centre, Sunshine Coast Hospital and Health Service, QLD; Sandra Hodge, Consumer; Sandi Johnson, Consumer; Antony Mitchell, Financial Counsellor, Financial Counselling Program, Cancer Council VIC; Lucy Pollerd, Social Worker, Peter MacCallum Cancer Centre, VIC; Heather Richards, Consumer; Deb Roffe, 13 11 20 Consultant, Cancer Council SA.
View the Cancer Council NSW editorial policy.
Need to talk?
Support services
Need legal and financial assistance?
Pro bono legal and financial matters, no interest loans or help with small business
Looking for transport, accommodation or home help?
Practical advice and support during and after treatment
Cancer information
Your coping toolbox
Different ways to cope with a cancer, treatment and stress
Workplace fact sheets
Fact sheets to help employers provide a supportive and fair work environment for people affected by cancer