Legal, financial and workplace concerns

After any serious illness, people may have concerns about financial issues, insurance policies, superannuation and work.

Learn more about:

Financial assistance

For many people, cancer treatment can be a financial strain. This may be caused by extra out-of-pocket costs for medicine or travel expenses, or from loss of income. These extra costs can cause you and your family a lot of stress, but support is available:

  • Your local Cancer Council may be able to organise legal and financial advice.
  • Ask your social worker about any financial or practical assistance available to you.
  • Call the National Debt Helpline on 1800 007 007 for free, confidential and independent financial counselling.
  • Talk to your superannuation fund about applying for an early release of your superannuation savings on the grounds of severe financial hardship.
  • Talk to your utility company, loan provider or local council about how they might be able to help you manage payment of your bills or loans.
  • For more on this, see Cancer and your finances.


Applying for new insurance (life, income protection or travel) may be harder because you have had cancer. You are generally required to provide your medical history, including your cancer diagnosis.

In general, you should be able to buy insurance for things that are not related to your cancer (like travel insurance for lost luggage, or life insurance for accidental death). It may be difficult to buy travel insurance that covers cancer-related medical problems, but you should be able to get coverage for non-cancer-related medical costs.

It is a good idea to check exactly what is covered before purchasing a new insurance policy. For more on insurance, download a copy of the New Insurance Policies fact sheet.

Legal, financial and workplace support

Cancer Council’s Legal, Financial, Small Business and Workplace Referral Service may be able to help if you or someone in your family had cancer, and you need financial, legal or workplace advice.

We can connect you with professionals to assist you with: credit and debt issues, mortgage hardship variations, insurance claims and disputes, managing workplace issues, and transitioning to retirement.

Call 13 11 20 to find out what services are available in your area and whether you are eligible for this assistance.

This information was last reviewed in April 2018
View who reviewed this content
View our editorial policy

Support services

Life after cancer treatment
Programs and support for people who have finished treatment

Cancer Council Online Community
A community forum – a safe place to share stories, get tips and connect with people who understand

ENRICH – a free healthy lifestyle program
A face-to-face exercise and nutrition program for cancer survivors

Cancer information

Legal, financial, workplace and small business assistance
Learn about the range of services we offer that cover legal, financial and workplace that may be related to your cancer diagnosis.

Staying healthy after treatment
Lifestyle changes that can help keep you in good health

View our publications
Guides and fact sheets for people with cancer, their families and friends