Legal, financial and workplace concerns

After any serious illness, people may have concerns about financial issues, insurance policies, superannuation and work.

Learn more about:


Financial assistance

For many people, cancer treatment can be a financial strain. This may be caused by extra out-of-pocket costs for medicine or travel expenses, or from loss of income. These extra costs can cause you and your family a lot of stress, but support is available:

  • Your local Cancer Council may be able to organise legal and financial advice.
  • Ask your social worker about any financial or practical assistance available to you.
  • Call the National Debt Helpline on 1800 007 007 for free, confidential and independent financial counselling.
  • Talk to your superannuation fund about applying for an early release of your superannuation savings on the grounds of severe financial hardship.
  • Talk to your utility company, loan provider or local council about how they might be able to help you manage payment of your bills or loans.
  • For more on this, see Cancer and your finances.

Insurance

Applying for new insurance (life, income protection or travel) may be harder because you have had cancer. You are generally required to provide your medical history, including your cancer diagnosis.

In general, you should be able to buy insurance for things that are not related to your cancer (like travel insurance for lost luggage, or life insurance for accidental death). It may be difficult to buy travel insurance that covers cancer-related medical problems, but you should be able to get coverage for non-cancer-related medical costs.

It is a good idea to check exactly what is covered before purchasing a new insurance policy. For more on insurance, download a copy of the New Insurance Policies fact sheet.


Legal, financial and workplace support

Cancer Council’s Legal, Financial, Small Business and Workplace Referral Service may be able to help if you or someone in your family had cancer, and you need financial, legal or workplace advice.

We can connect you with professionals to assist you with: credit and debt issues, mortgage hardship variations, insurance claims and disputes, managing workplace issues, and transitioning to retirement.

Call 13 11 20 to find out what services are available in your area and whether you are eligible for this assistance.


Click on the icon below to download a PDF booklet on Cancer and Your Finances.


Printed copies are available for free - Call 13 11 20 to order

Instructions for downloading and reading EPUB files

Apple devices

The iBooks application must be installed on your Apple device before you can read the EPUB.
Different ways to download an EPUB file to your Apple device:

  • email EPUB files to yourself and transfer the attachment to iBooks.
  • copy EPUB files into DropBox (or a similar service) and use the DropBox app to send them to iBooks.
  • open EPUB files directly from Mobile Safari and open them in iBooks, where they are saved automatically by downloading the EPUB from the website.

Need more help? Visit: http://support.apple.com/kb/HT4059

Kobo

To download an EPUB file to your Kobo from a Windows computer:

  • download and save the EPUB directly onto your desktop.
  • connect your Kobo to your computer using the USB cable and tap “Connect” on your eReader.
  • select “Open folder to view files” to view the contents of your Kobo.
  • navigate to where you have stored your EPUB file in “Finder”, in documents or downloads, and drag and drop it into the Kobo window. You can now disconnect your Kobo to read the eBook.

To download an EPUB to your Kobo from a Mac:

  • download and save the EPUB directly onto your desktop.
  • connect your Kobo to your computer using the USB cable and tap “Connect” on your eReader.
  • open your “Finder” application.
  • select “Kobo eReader” from the listed devices to view the contents of your Kobo.
  • navigate to where you have stored your EPUB file in “Finder”, probably in documents or downloads, and drag and drop it into the Kobo window. You can now disconnect your Kobo to read the eBook.

Turn on your Kobo and your EPUB will be located in “eBooks”, while a PDF will be located in “Documents”.
Need more information? Visit: http://www.kobo.com/help/koboaura/response/?id=3784&type=3

Sony Reader

To download an EPUB file on your Sony Reader™:

  • ensure you have already installed the Reader™ Library for PC/Mac software
  • select the eBook you want from our website and click the link to download it.
  • connect the Reader™ to your computer.
  • open the Reader™ Library software and click “Library” in the left-hand pane and select the eBook to view it.

Need more help? Visit: https://au.readerstore.sony.com/apps_and_devices/

Amazon Kindle 2nd Generation devices

EPUB files can’t be read on the Amazon Kindle™. However, like most eReaders, Kindle™ 2nd Generation devices are able to display PDFs. We recommend that you download the PDF version of this booklet if you would like to read it on a Kindle™.
To transfer a PDF to your Kindle™ via USB cable from your computer or Mac:

  • download the PDF directly onto your computer.
  • connect the USB cable to your computer’s USB port, and the micro USB end of the cable to your Kindle™. Note: the Kindle™ won’t be available as a reading device while it is connected to your computer until it has been disconnected.
  • open the Kindle™ drive and several folders will appear inside. The “Documents” folder is where you will need to copy or drag the PDF to.
  • safely eject your Kindle™ from your computer and unplug the USB cable. Your content will appear on the Home Screen.

Kindle also provides a Kindle Personal Documents Service that allows users to send documents as an attachment directly to your eReader. For more information on this service, visit http://www.amazon.com/gp/help/customer/display.html/ref=help_search_1-1?ie=UTF8&nodeId=200767340&qid=1395967989&sr=1-1
For more information on accessing a PDF on your Kindle™, visit www.amazon.com/manageyourkindle, log in to your account and click on Personal Document Settings.
Need more help? Visit https://www.amazon.com/gp/help/customer/display.html?nodeId=200375630

Android and PC

You can also download and open eBooks on Android devices and PCs with appropriate apps or software installed. Suitable eReader apps for Android include Google Play Books, FBReader and Moon+ Reader. Suitable software for PCs include Calibre and Adobe Digital Editions.


This information was last reviewed in April 2018
View who reviewed this content
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Cancer information

Legal, financial, workplace and small business assistance
Learn about the range of services we offer that cover legal, financial and workplace that may be related to your cancer diagnosis.

Staying healthy after treatment
Lifestyle changes that can help keep you in good health

View our publications
Guides and fact sheets for people with cancer, their families and friends

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